Commercial Insurance Policies in Martinsville, VA & Surrounding Areas

At the Roy Thomas Agency of Nationwide, we understand that finding the right commercial insurance policy for your business can be overwhelming. That's why we're here to help. As an insurance broker, we work with top-rated companies like Nationwide, Progressive, National General, Stillwater Insurance Company, and AIC to find the perfect fit for your unique needs. From liability to group insurance, our team will act as your personal shopper, ensuring you get the best policies at the best rates. Let us take the stress out of insurance shopping, so you can focus on what matters most - your business. Contact us today at (276) 632-9746 to get started.

What Should Business Owners Consider When Selecting Commercial Insurance? 

  • Determine the minimum legal requirements for insurance coverage in their location and industry.
  • Calculate the value of their business assets, including property, equipment, and inventory.
  • Evaluate potential liability risks, such as lawsuits from customers, employees, or third parties.
  • Consider the level of coverage needed for property damage, theft, fire, and natural disasters.
  • Review employee insurance needs, including workers' compensation and health insurance.

What Does Commercial Insurance Protect Against? 

  • Property damage caused by perils such as fire, theft, vandalism, and natural disasters.
  • Liability claims for bodily injury or property damage caused by the business's operations or premises.
  • Lawsuits alleging negligence, errors, or omissions in the services provided by the business.
  • Claims arising from defective products sold or manufactured by the business.
  • Accidents involving company-owned vehicles or employees while on the job.
  • Employee injuries and associated medical expenses through workers' compensation coverage.
  • Loss of income and ongoing expenses during business interruptions due to covered events.
  • Damage to essential equipment or machinery due to sudden breakdowns.

We’re here to help! Simply call (276) 632-9746 to discuss your requirements.

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